Tools for over-indebtedness crisis resolution

Debt Management Solutions is a series that offers operational solutions to the questions that operators of banking law, business crisis management and over-indebtedness procedures encounter in daily practice through the analysis of the rules, doctrinal and jurisprudential itineraries and useful advice on the procedural level.

What does the proposal for restructuring consumer debts consist of? What does the controlled liquidation procedure involve and how to file the application? How is the requirement of insolvency in the debt relief procedure interpreted in light of the Third Corrective?

This practical booklet aims to offer an accessible guide to anyone who wishes to tackle a "young" discipline such as over-indebtedness by analyzing the four tools offered by the legislator: the restructuring of consumer debts , the minor agreement , the controlled liquidation of the over-indebted and the discharge of the insolvent. For each procedure, the most recent case law is identified and useful suggestions are provided for a correct identification of the tool, the formulation of the most effective proposal and the related illustrative form.

Claudio Liguori
Lawyer, expert in over-indebtedness procedures, business crisis and banking law. President of the scientific committee of Assoadvisor. Member of the Board of Arbiters of the Civil Chamber of Nola. He holds teaching positions and is a speaker in numerous training courses on over-indebtedness crisis.